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Two Frameworks That'll Help You Stop Guessing and Start Choosing

Running a business can feel similar to keeping a dozen plates spinning while someone keeps handing you more plates. Cash flow's tight, everything feels urgent, and "what should I actually focus on?" is a question you're WAY too busy to answer.

I get it. I've lived it. Several seasons over the years.


I've learned after years of doing this for myself and for the women I work with: you don't need to spin faster. You need a system that tells you where the money goes and what to fix next. That's it. Two questions, answered clearly, and suddenly you're running the business instead of the business running you.


There are two frameworks I lean on to get you there — Profit First and Fix This Next. Both come from Mike Michalowicz, and used together, they're as close to a roadmap as this work gets. Let me tell you a little more about it.


Eye-level view of a financial planner’s desk with organized cash envelopes and a business growth chart
Using Profit First cash allocation envelopes alongside Fix This Next business health chart

Profit First: Pay Yourself Like You Mean It

Most accounting works like this: Sales − Expenses = Profit. You make money, you spend money, and whatever's left over at the end is your profit. If there's anything left over. (Spoiler: there usually isn't, because we spend what we see and this doesn’t account for your full cash impact)


Profit First flips the math: Sales − Profit = Expenses. You take your profit first, set aside what you owe in taxes, pay yourself, (these account for true profit), and then run the business on what's left.


It sounds almost too simple. It works because it is.


Here's how it plays out in real life. Your income gets divided into separate accounts — Profit, Owner's Pay, Taxes, and Operating Expenses — each one with a set percentage based on what your business actually needs. You distribute the money on a regular rhythm, and your operating expenses are capped at what's left after profit and taxes are safely tucked away.


That last part is the magic. When the money's already allocated, you can't accidentally spend your tax bill. You stop white-knuckling it every quarter. And profit stops being the thing you hope for and becomes the thing you plan for.


What changes when you do this:


  • You stop getting blindsided. Taxes and profit are set aside before you can touch them, so April stops being a horror movie.

  • You can actually see your money. Separate accounts mean you know where every dollar lives at a glance.

  • You sleep & show up better. There's a specific kind of calm that comes from knowing your profit is already safe. I want that for you.


This is the part of my own story I don't say lightly: a business built on Profit First is the reason I had choices when my life changed overnight. The profit was set aside. The taxes were handled. So, when everything else fell apart, my numbers weren't one more thing crushing me. They were the thing holding me up. That's what this framework really protects. Not just your bottom line. It protects your options.


Fix This Next: Know What to Work On Right Now


Profit First handles your money. But money isn't the only thing that keeps you up at night, is it?


That's where combining Profit First with Fix This Next comes in. It answers the other big question — out of everything that's on fire, what do I put out first? Because the most common mistake I see isn't business owners working too little. It's business owners working hard on the wrong thing.


Fix This Next sorts your business needs into five levels, kind of like Maslow's hierarchy but for your company:


  • Sales — Are you bringing in enough revenue to keep the lights on?

  • Profit — Is the business financially healthy, with money set aside instead of spent away?

  • Order — Do you have systems and processes, or is it all living in your head?

  • Impact — Are you delivering real value and growing your reach?

  • Legacy — Is this built to last beyond you?


You figure out which level has the most urgent gap, and you fix that — before you touch anything above it. No more spreading yourself thin across five problems at once. One clear priority, real progress, then the next.


Better Together


Here's why I use both. Profit First makes sure the financial foundation is rock-solid. Fix This Next makes sure you're aiming your limited time and energy at the thing that will actually move you forward. One handles the money; the other handles the map, both are incredibly important to creating a successful and sustainable business.


When I work with a client, it usually looks like this. First, we get Profit First running — accounts set up, percentages dialed in, profit and taxes protected. Then we run a Fix This Next assessment to find the real bottleneck. From there, we build a plan that's yours — one that balances financial discipline with whatever's actually holding the business back — and we check in regularly to adjust as you grow. Because your priorities at $200K aren't your priorities at $2M.


Let me make it concrete. Say a small agency owner comes to me drowning… cash flow's all over the place and she feels pulled in ten directions. We start with Profit First to stabilize the money and stop the bleeding. Sales are actually fine and now profit's protected — so the assessment points to her real bottleneck: Order.


Everything lives in her head, nothing's documented, and she's the bottleneck in her own company. So that's where we focus: workflows, a few smart automations, getting the business out of her brain and onto paper. Once that's solid, we move up to Impact and start expanding what she offers. The whole time, Profit First keeps her profitable and ready to grow instead of just busy.


That's the difference between spinning plates and building something.


Why This Actually Works


  • You get clarity and control. A clear picture of your money and your priorities, instead of a pit in your stomach.

  • You stop drowning. One priority at a time makes growth feel achievable instead of overwhelming.

  • You grow on purpose. Profit First keeps real money available to reinvest, so growth isn't a gamble and keeps your priorities safe (paying yourself, saving for taxes, stabilizing cash flow)

  • You decide with confidence. Both frameworks hand you data instead of guesses — and decisions made from numbers beat decisions made from fear every time.


Want to Try It?


You don't have to overhaul everything tomorrow. Start here:


  • Track your cash flow and expenses honestly for one month. No judgment, just truth.

  • Open separate accounts and start allocating. Even small percentages count.

  • Take a Fix This Next assessment to find your current priority.

  • Get someone in your corner who knows both systems (Hi! wink wink).

  • Commit to checking in regularly and adjusting as you go.


Neither of these is a magic wand. They're foundations. But foundations are exactly what lets you build something that doesn't wobble every time life shoves it.


You're not bad with numbers. You were just never handed a system that made sense.


Let's fix that, and get you to the place where your business finally gives you a choice instead of a stomachache.


Want to talk through what this could look like for your business? Book a discovery call → bit.ly/sasConsult

 

 

 
 
 

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